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Savings & CD Calculator
See how much your savings could grow, and what a higher rate is worth.
📋 Your savings
✓ Projected growth
Balance after 5 years
$17,213
Total deposited$17,000
Interest earned$213
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See the difference a higher rate makes
| Account type | APY | Balance after 5 yrs | Interest earned |
|---|---|---|---|
| National average | 0.38% | $17,213 | $213 |
| High-yield | 4.00% | $19,409 | $2,409 |
| CD | 4.30% | $19,606 | $2,606 |
Rate data last updated June 2026 — verify before relying on it
Source: FDIC National Rate, via FRED series SNDR (fred.stlouisfed.org/series/SNDR) · Bankrate HYSA average Jun 2026 · Bankrate CD average Jun 2026. Market rates move continuously. Figures on this page may be behind the current market — confirm the current rate with the source or your provider before making a decision.
- savingsRates.national 0.38 — August 2026
- savingsRates.highyield 4 — June 2026
- savingsRates.cd1yr 4.3 — June 2026