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Savings & CD Calculator

See how much your savings could grow, and what a higher rate is worth.

📋 Your savings
✓ Projected growth
Balance after 5 years
$17,213
Total deposited$17,000
Interest earned$213
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See the difference a higher rate makes

Account typeAPYBalance after 5 yrsInterest earned
National average0.38%$17,213$213
High-yield4.00%$19,409$2,409
CD4.30%$19,606$2,606
Rate data last updated June 2026 — verify before relying on it
Source: FDIC National Rate, via FRED series SNDR (fred.stlouisfed.org/series/SNDR) · Bankrate HYSA average Jun 2026 · Bankrate CD average Jun 2026. Market rates move continuously. Figures on this page may be behind the current market — confirm the current rate with the source or your provider before making a decision.
  • savingsRates.national 0.38 — August 2026
  • savingsRates.highyield 4 — June 2026
  • savingsRates.cd1yr 4.3 — June 2026
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For informational purposes only — not financial, tax, or legal advicePlease read

Moneylyn is an independent calculator platform — not a bank, licensed financial adviser, investment adviser, or tax professional in any jurisdiction. Every result is an estimate based on publicly available data and user-entered inputs. Actual loan terms, tax obligations, investment returns, and financial outcomes will vary. Before acting on any figure shown here, confirm current details with your bank, a qualified professional, or the relevant official source. Terms of Service · Privacy Policy