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Refinance Calculator
See your new payment and break-even point on closing costs.
📋 Current → New loan
Typical range: 2%-6% of loan amount
✓ Your refinance estimate
Monthly savings
$254 /mo
Current payment$2,018
New payment$1,764
Closing costs$8,400
Break-even point2y 9mo
Old total interest remaining$373,850
New total interest$355,137
Net lifetime savings (after closing)$10,313
ℹModerate break-even — worth it if staying a few more years.
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