⚡ Updated June 2026 — U.S. lenders & market rates

Know exactly what your money decisions cost — before you commit.

Free, independently verified calculators for mortgages, retirement, tax and more. No account required to use any calculator.

10+

Free calculators

6.47%

Avg. 30-yr mortgage rate

2 min

To a real estimate

Home Buying

Estimate your full PITI monthly payment, including PMI.

See your new payment and break-even point on closing costs.

Compare the true long-term cost of renting vs. buying.

Estimate your monthly payment for an auto or personal loan.

Project your 401(k) balance at retirement.

Calculate your RMD using the IRS Uniform Lifetime Table. Includes SECURE 2.0 age-73 rule and 5-year projection.

See how much your savings could grow.

Estimate your federal tax bracket and take-home pay.

Project compound growth, nominal and inflation-adjusted.

Track income, expenses, and savings with a visual budget breakdown. 50/30/20 or 60/20/20 rule.