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Personal Loan Calculator — Pakistan

Estimate your monthly installment and check it against SBP's Debt Burden Ratio limit before you apply.

📋 Loan details
Typical published range: 10.99%–15.99% p.a.
✓ Your estimate
Monthly installment
PKR 16,965 /mo
Total markupPKR 110,748
Total payablePKR 610,748
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Your estimated EMI: PKR 16,965/mo

Amortization schedule

Year-by-year breakdown of principal vs. interest, and your remaining balance.

YearPaymentPrincipalInterestRemaining balance
1PKR 203,583PKR 144,873PKR 58,710PKR 355,127
2PKR 203,583PKR 165,671PKR 37,911PKR 189,455
3PKR 203,583PKR 189,455PKR 14,127PKR 0

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For informational purposes only — not financial, tax, or legal advicePlease read

Moneylyn is an independent calculator platform — not a bank, licensed financial adviser, investment adviser, or tax professional in any jurisdiction. Every result is an estimate based on publicly available data and user-entered inputs. Actual loan terms, tax obligations, investment returns, and financial outcomes will vary. Before acting on any figure shown here, confirm current details with your bank, a qualified professional, or the relevant official source. Terms of Service · Privacy Policy