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Rates & Banking

SBP policy rate, KIBOR, car and personal financing.

Rates & Banking

SBP raises policy rate to 12%: what it does to your loan installments

The SBP raised the policy rate to 12%. One-year KIBOR jumped after the hike and has since eased to about 12.89%, but variable-rate financing still costs more than before, even as October inflation eased to 9.6%. Here's how that reaches your monthly installment.

Updated 11 Nov 2026Read insight →
Rates & Banking

Car financing in Pakistan: the SBP rules that decide what you can borrow

Two things decide your car financing: an SBP cap on how much anyone can borrow in total, and the spread your bank adds over KIBOR. Here's how both work.

Updated 11 Nov 2026Read insight →
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Moneylyn is an independent calculator platform — not a bank, licensed financial adviser, investment adviser, or tax professional in any jurisdiction. Every result is an estimate based on publicly available data and user-entered inputs. Actual loan terms, tax obligations, investment returns, and financial outcomes will vary. Before acting on any figure shown here, confirm current details with your bank, a qualified professional, or the relevant official source. Terms of Service · Privacy Policy